By Jeffrey R. Lalama | Published September 15, 2020 | Posted in Business Services, COVID-19 | Tagged Tags: business losses, business-interruption insurance, coronavirus, government-ordered closures, policy exclusions | Comments Off on Insurance Coverage for COVID-19 Business Interruptions Is Unclear in Pennsylvania
Insurance Coverage for COVID-19 Business Interruptions Is Unclear in Pennsylvania
Business closures and restricted operations during the coronavirus pandemic have played havoc with bottom lines, spurring business owners to look to their business-interruption insurance policies to make up the losses. However, many insurers have denied coverage, citing various exclusionary clauses in policies. In Pennsylvania, this has prompted a bevy of appeals that so far have Read More
Read MoreDebt Collection During the COVID-19 Pandemic
The coronavirus crisis has caused a statewide emergency in Pennsylvania that has markedly affected many judicial functions. In March, the state Supreme Court authorized local courts to impose emergency restrictions on their operations, including those relating to debt collection. Some of these local orders put a hold on efforts of creditors to recover debts through Read More
Read MoreCOVID-19 Pandemic Gives New Incentive to Estate Planning
The scourge of the coronavirus has brought concern about mortality into sharper focus for many people, encouraging them to put more thought into planning their estates. This includes not only executing a will but also creating advance directives covering emergency healthcare situations. Fortunately, even with the need for social distancing, it is still possible to Read More
Read MoreHow Can You Get a Divorce During the Coronavirus Pandemic?
With the plague of COVID-19 and quarantine measures still affecting the court system, people may wonder how to go about asserting their legal rights. For instance, what can you do if you want a divorce? You could wait for the lockdown to end and seek marriage counseling, but if you feel your marriage is irretrievably Read More
Read MoreWhen Is an Oral Contract Enforceable?
While it’s always best to have a written contract, business moves at such a rapid pace that reducing a contract to writing is often impractical. However, only certain types of contracts need to be written to be enforceable. In Pennsylvania, these include contracts involving purchase and sale of an interest in real estate or of Read More
Read MoreUnderstanding How COVID-19 May Have Affected the Value of Your Estate
The economic and personal upheaval triggered by the COVID-19 outbreak is likely to warrant a review of your estate plan, no matter how thorough you think it is. As Americans cope with health fears and financial volatility, it’s worthwhile to determine whether a will, trust, advance medical directive or other legal instrument needs to be Read More
Read MoreWho Gets the Stimulus Check When Spouses Are Separated or Divorcing?
Going through a divorce is stressful enough, but the coronavirus pandemic spreading throughout the United States presents additional complications for spouses who have decided to split. In addition to changes that might need to be made regarding custody and visitation arrangements while travel is restricted, negotiations over property division need to address any new economic Read More
Read MoreHow Will Coronavirus Affect Contractual Relationships and Obligations?
The coronavirus pandemic has disrupted practically every aspect of American life. Whether closed by government order or by concerns about public safety, millions of businesses around the country have seen their operations come to a halt. Despite the overwhelming effect of COVID-19, it is not a certainty that an “Act of God” clause in a Read More
Read MoreDo I Have to Pay a Salaried Employee Overtime?
In Pennsylvania as elsewhere in the U.S., employees must be paid 1.5 times their regular rate for working beyond 40 hours in a single week unless they are exempt from overtime laws. This is a simple and straightforward calculation for workers who are paid hourly. But how does it apply to salaried workers and those Read More
Read MoreIs a Business-to-Business Noncompete Agreement Enforceable?
When your key employees have access to valuable and sensitive business information, you can feel safer if you require them to sign a noncompete agreement. In essence, this prohibits executives, managers and others with access to your proprietary data from using it to compete with you, whether by starting their own business or by moving Read More
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